How does Auto Insurance work??

Auto/Car insurance is an agreement between you and an insurer. In exchange for premiums you pay each month, your insurer may cover damages that arise from covered perils up to your policy limit. Depending on your policy, a single claim could encompass several aspects: damage to your car, bodily injury to others, destruction to their property and so much more.

Get Your Car Insurance Today!

Feel secure and confident on the road with the proper auto insurance policy. Contact Christie Dove Insurance today for a free insurance quote.

What Does Auto Insurance Cover?

Most basic car insurance policies can help with the following:

• Property damage liability may cover damage you cause to other people’s property while driving.
• Bodily injury liability may can pay for costs associated with injuries or deaths you cause while driving, including lost wages and medical expenses.

While these coverages may be enough to meet Georgia’s legal requirements, they may not provide protection for your needs. Additionally, if you have an auto loan or are leasing your car, you may be required to purchase additional policies as part of your contract. Always be sure to contact that loaning company to make sure you have the right insurance for you.

Here are some additional policies to consider while adding to your car insurance policy:

• Collision coverage may pay for damage to your car if you collide with another vehicle or object (e.g., hitting a tree or mailbox).
• Medical payment cover may pay for medical expenses associated with injuries sustained in an auto accident, regardless of who’s at fault.
• Comprehensive coverage may cover Non collision damages to your vehicle (e.g., theft or vandalism).